Payday loan fears resolved

sleep manGo ahead and put your fears to rest. If you need twenty four hours loans with bad credit, you can easily find one. In many cases most people have had some sort of experience similar to this one. Often times, if you need a cab you will find it hard to get one. On the contrary, if you do not need a cab that is usually the time they tend to be everywhere. This can also be true with our need for money. But today that need not be the case since the growth of payday loans. Cash advances are now everywhere and can help you easily solve your monetary worries. There are several times when one may wake up one morning with an unexpected life emergency where the need for money is dire. What is worse is when one is not ready for such financial emergency.

In cases like this what payday lenders can offer will really be of great help however issues with regards to payday loan are making people think twice. There are several pitfalls associated with the use especially of the online payday service. These negative association can actually overshadow the pivotal role lenders online can play to the lives of people who are in dire need for fast money. Online payday lenders certainly can help a lot of people because they can answer people’s urgent needs. The service can be very legitimate if person using this service will be cautious enough about doing so.

People need not fear payday online transactions since there are several ways on how they can settle with a company that would not drag them deeper into trouble. First you have to be an informed customer. Take some time to research the things you need to know and understand about payday loans. If you understand what the service can do and cannot do you are less likely to be fooled by any online scam. Moreover consider reviewing your state laws regarding cad check and pay day loan. This will give you a better view of how legitimate or how fraudulent an online payday lender is offering you.

Being knowledgeable of the ABCs of payday loans is just the first step on how you can remove the possibility of falling into deceitful transactions. Try a trusted company like GshLoans, Llc USA Payday Loans. You can apply here if you need to get approved in minutes.

Tweet Much?

I get very frustrated when I feel like people aren’t listening. In fact, having a conversation with customer service professionals when I feel misunderstood is one of life’s most aggravating experiences. Banks are no different when it comes to being heard from a customer. With customer complaints and fees seeming to increase in parallel, it’s no wonder that Twitter and Facebook have users dedicated to such topics as “Bank of America Sucks” with rants and complaints on various banks.

While retailers and businesses of every kind have jumped on board with social media and use it successfully, banks are slow to respond, claiming that since they are under strict rules with regard to risk and privacy regulation when it comes to consumer communication, it is difficult and not worth investing in various forms of social media.

However, don’t give up entirely. As a consumer, your strongest voice could possibly be heard online (or in a park). Many banks or financial services providers will engage with customers and provide an opportunity for you to give feedback.

Here are some examples of how banks are attempting to connect to consumers:

– If you live in Oregon, South Valley Bank & Trust has a blog called ‘Ask Bill’, answering questions by its own CEO.

– If you aren’t online much, you could voice your opinion on any topic, not just banks, in Central Park (or a park near you) as part of HSBC’s Soapbox campaign. Check out what people have to say about immigration in this YouTube video here.

– If you live down under, you had an opportunity to rant on what you don’t like about banks in Westpac Bank’s ‘Truth Pod’. The bank rolled out free checking accounts, while getting some great feedback from people off the street. What was the number one thing people don’t like about banks? Fees. Guess the whole world is more alike than different!

So, be sure to check out your bank’s social media presence on Facebook, Twitter, LinkedIn or check their web site for blogs, forums or other ways they are reaching out to their customers. In case you don’t think you’ll make a difference, remember what happened to HSBC when their customers revolted and rallied on Facebook – In 2017, they managed to complain so loudly on the ‘Stop the Great HSBC Rip-Off’ page that the company was forced to back down on student overdraft fees.

A little participation can go a long way.

Arizona payday loan customers beware

This past week Arizona Attorney General Tom Horne issued a statement to payday loan customers in his state, warning them of potential fraudulent activity.

The Attorney General reports that fake law firms or fake government agencies have been conducting collection calls to consumers threatening legal action and informing them of money they owe. Consumers are asked to provide bank account information in order to collect the debt.

Like many scams, the caller will have enough personal information, such as driver’s license number or Social Security number, leading the caller to believe that the collector is legitimate.

Although payday loans are illegal as of June 2017 in the state of Arizona, any outstanding debt is still under obligation to be repaid on loans issued before this date. If you have received a call that you believe is a fraud, you can contact the Arizona Attorney General’s Office Consumer Information & Complaints Units at (602) 542-5763. A consumer complaint can also be filed online here.

Four facts – payday loan customer stats

If you’ve taken out a payday loan recently, you may wonder if you’re a typical customer. In all likelihood, you are not alone and probably pretty similar to every other customer. We thought it would be interesting to give you a monthly glimpse into the statistics of the national payday loan customer – see how you rate.

We compare four facts here including average monthly income, predominant state of residence for payday loan customers, average customer age and for fun, the top astrological sign for borrowers.

What Do You Earn – Average Income

$2954/month
Down 2.9% from last month
Where You Live – Top 5 States for Lending

Texas
California
Florida
North Carolina
Illinois

How Old Are You? – Average Borrower Age

38

Sign, Sign, Everywhere a Sign – What’s Yours?

Cancer